Thinking about a lower‑maintenance home that fits your next chapter? Fort Mohave gives you options, from true 55+ neighborhoods to single‑level ranch homes and seasonal manufactured or RV living. If you want more sun, easy access to the Colorado River, and nearby healthcare, you’re in the right place. In this guide, you’ll learn what 55+ and single‑level living looks like in Fort Mohave, what floor plans and lot sizes are common, how age‑restricted rules work, and a simple checklist to shop with confidence. Let’s dive in.
Why Fort Mohave fits 55+ living
A large share of locals are already enjoying retirement‑friendly living here. According to U.S. Census QuickFacts for Fort Mohave, about 39.2% of residents are 65 or older. That trend shows up in the housing stock too, where single‑story homes are common and manufactured options are widely available.
Most neighborhoods feature detached single‑family homes, and you’ll also find a strong selection of manufactured homes and RV communities. Many buyers focus on single‑level floor plans, low‑maintenance yards, and proximity to golf, the river, and healthcare. Recent market snapshots show median prices often in the low to high $300Ks, with actual values depending on neighborhood, age, and condition of the home.
Understanding 55+ communities
How HOPA rules work
Age‑restricted neighborhoods operate under the federal Housing for Older Persons Act (HOPA). To qualify as 55+ housing, a community must meet key requirements, including that at least 80% of occupied homes have one resident age 55 or older, maintain policies that show the intent to operate as 55+ housing, and follow verification procedures. If you’re considering an age‑restricted neighborhood, ask the HOA how they document compliance and how they verify occupants. You can read a plain‑English overview of the rule here: HUD’s HOPA framework explained.
Local 55+ examples
In the Fort Mohave and Bullhead City area, you’ll see neighborhood‑level 55+ developments rather than massive resort‑style master plans. Examples often discussed locally include Fox Creek Sanctuary and Canyon Trails. These neighborhoods typically offer single‑story living and amenities like a clubhouse, pool, and social activities. Inventory changes fast, so it helps to set up alerts for new listings and schedule tours quickly when something fits your checklist.
What to ask before you buy
- Is the community formally operating under HOPA and how do they verify age compliance?
- What are the current HOA dues and what do they cover?
- Are there any rental caps, guest rules, or pet restrictions?
- What maintenance is included, such as front‑yard care or exterior paint?
- Are there any recent or pending special assessments?
Single‑level homes beyond 55+ areas
You can absolutely find a single‑story ranch home without living in an age‑restricted community. Across Fort Mohave, typical one‑level floor plans often include 2 to 3 bedrooms and 2 baths with about 1,000 to 2,200 square feet. You’ll see open great rooms, split‑bedroom layouts, and sometimes a den or casita.
Lot sizes in established subdivisions commonly run about 6,000 to 12,000 square feet. Some golf‑oriented tracts and infill sites may be larger. If you prefer less yard work, look for xeriscaped front yards and HOA‑maintained areas. If space for toys matters, target neighborhoods where RV side parking is more common and confirm local rules before you write an offer.
Manufactured homes and RV living
Manufactured‑home communities and longer‑stay RV parks are a big part of the local lifestyle, especially for snowbirds and budget‑minded buyers who want low upkeep. Seasonal communities like Snowbird RV Resort cater to winter visitors and long‑term stays with basic amenities and a social calendar. Manufactured homes can be a cost‑effective way to own, but be sure you understand whether you are buying the land (fee simple) or leasing the homesite (lot lease).
Key checks for these options:
- If it’s a lot‑lease park, confirm monthly rent, what utilities or services are included, and rules for guests, pets, and seasonal occupancy.
- Ask about age restrictions and how manager approvals work for buyers.
- Review resale policies and any limits on renting out your home.
- Talk with a lender early. Financing can differ from site‑built homes.
Assisted and independent living vs. 55+ homes
It helps to separate housing types. 55+ neighborhoods are residential communities for independent owners. Assisted‑living and independent‑living facilities offer services and care levels, which are very different from a standard home purchase. If you’re exploring future options for a loved one, you can browse regional directories like A Place for Mom’s Mohave Valley listings to understand what care settings are available nearby.
Lifestyle highlights nearby
Golf and recreation
If golf is on your wish list, you’re in good company. The area includes multiple courses and golf‑oriented neighborhoods. Check out venues like Huukan Golf Club in Fort Mohave and the Los Lagos area. Beyond the fairways, you have the Colorado River corridor and Lake Mohave for boating and fishing, plus year‑round desert trails for walking and biking.
Healthcare access
Proximity to healthcare is a common priority. Fort Mohave is served by Valley View Medical Center, which provides inpatient, outpatient, and emergency care. Learn more about the facility here: Valley View Medical Center. Western Arizona Regional Medical Center in nearby Bullhead City offers additional hospital services. With multiple urgent care and primary‑care options in the tri‑state area, you can choose a home close to the providers you prefer.
What homes typically cost
Market activity shifts month to month, but recent aggregator data shows median sale and list prices often landing in the low to high $300Ks. Prices vary by location, proximity to golf or the river, age and condition, and whether the home is site‑built or manufactured. For the clearest picture, review a fresh MLS snapshot the week you plan to write an offer and compare three to five recent comps that match your home’s size and features.
Smart buyer checklist
Use this quick list to focus your search and avoid surprises later.
- Confirm HOPA status for any age‑restricted neighborhood. Ask the HOA to share its policies and verification procedures. Read the basics here: How HOPA works.
- Request the HOA resale packet early. Review CC&Rs, bylaws, current budget, reserve study, 12 to 24 months of minutes, dues, recent or pending assessments, rental and guest rules, pet rules, and what exterior maintenance is included.
- Prioritize aging‑in‑place features. Look for a no‑step entry, single‑level circulation, a main‑level primary suite and laundry, wide doorways when possible, and low‑threshold or curbless showers. Note what can be added later, like grab bars or ramps.
- Check healthcare and transportation. Map your drive to Valley View Medical Center and WARMC, plus urgent care and your primary‑care office. Ask about local shuttle or rideshare reliability for errands.
- Manufactured or RV options. Verify whether you are on a lot lease or you own the land, what the rules are for seasonal occupancy, and how resale and manager approvals work. Confirm what’s included in monthly fees and any age restrictions.
- Insurance and costs. Ask for HOA insurance certificates, coverage limits, and deductibles. For single‑family homes, confirm home insurance availability and the cost of wind or hail coverage.
How we can help
You deserve a smooth, low‑stress move into a home that fits your life today and tomorrow. As a local Mohave County expert, I help you compare 55+ neighborhoods with non‑restricted single‑level options, review HOA details, and evaluate floor plans for accessibility and resale value. I’ll also line up tours near the river, golf, or healthcare based on your priorities.
If Fort Mohave feels like home, let’s talk about your wish list and timeline. Reach out to Lindsay Lowry to start your search or request a custom list of single‑level and 55+ homes.
FAQs
What does “55+ community” mean and how does HOPA work?
- A 55+ community is allowed to limit occupancy by age under HOPA if it keeps at least 80% of homes with one resident 55 or older, publishes compliant policies, and verifies occupants.
Are there single‑story homes in Fort Mohave outside age‑restricted areas?
- Yes. Single‑level ranch homes are widely available across standard neighborhoods, often with 2 to 3 bedrooms and about 1,000 to 2,200 square feet.
What amenities are common in local 55+ neighborhoods?
- Many offer a clubhouse, pool, walking paths, and social events, with floor plans oriented to single‑level living and low maintenance.
How close are hospitals and healthcare to most Fort Mohave neighborhoods?
- Valley View Medical Center is in Fort Mohave, with 24/7 emergency care, and additional services are available at WARMC in nearby Bullhead City.
What should I know about manufactured homes and RV living locally?
- Confirm if the property is land‑owned or a lot lease, review park rules, monthly fees, seasonal policies, and financing options, which can differ from site‑built homes.
What are typical lot sizes for single‑level homes in Fort Mohave?
- Many established subdivisions offer about 6,000 to 12,000 square foot lots, with larger parcels near some golf tracts and select infill areas.
What price range should I expect for a Fort Mohave home?
- Recent snapshots often show median prices in the low to high $300Ks, with actual values driven by location, age, condition, and home type.
